Commercial Loan Officer
Company: Foothills Bank
Location: Wenatchee
Posted on: August 7, 2022
Job Description:
About The RoleOur growing financial institution, North Cascades
Bank, is seeking a Commercial Loan Officer to be an integral part
of our team. The Commercial Loan Officer develops new commercial
loan business and manages a portfolio of assigned commercial loans.
The Commercial Loan Officer serves as a representative to current
and potential banking clients who require commercial loan services
to meet their needs. The position requires interviews and credit
analysis on new and existing credit applications and arrives at a
conclusion to recommend approval or to decline credit applications.
- The Commercial Loan Officer advises customers on loan status and
approvals and works closely with Credit Administration to maintain
loan quality and ensure the timely and accurate processing of loan
requests.DUTIES AND RESPONSIBILITIES:
- Develop new business by meeting with current and prospective
commercial customers within the target market.
- Meet with applicants to obtain information; compile and analyze
data for loan requests; submit applications to credit analysts for
preparation of financial analysis and approval
recommendations.
- Recommend products and services to potential borrowers and
handle inquiries from applicants including explanation of the loan
requirements and process.
- Screen loan requests based on bank policies and procedures and
on types of loans offered.
- Prepare and present loan proposals and packages in accordance
with bank standards for presentation to senior management, loan
committee and the board of directors.
- Confer and work closely with Loan Assistants and the Credit
Analyst to expeditiously decision loan requests.
- Monitor existing loan portfolio to maintain a high-quality
credit culture.
- Becomes a brand ambassador in the Community and volunteers in
local organizations. About YouREQUIRED QUALIFICATIONS:
- Bachelor's degree in Accounting, Business Finance,
Administration or related field. -
- Or a minimum of 5 years of similar or related financial
industry experience. -Knowledge, Skills, and Abilities:
- Excellent interpersonal, leadership, verbal and written
communication, and presentation skills.
- Excellent time management and organizational skills.
- Courtesy, tact, and diplomacy are essential elements of the
job. Relate to others in an open and accepting manner; friendly and
-approachable. Sense how others feel; treat others with fairness,
dignity and respect. Cultivate rapport with all persons encountered
at work.
- Communicate Effectively: Communicate effectively both verbally
and in writing with others in a clear, -thorough and timely manner
using appropriate and effective communication tools and
techniques.
- Customer Service: We pride ourselves on striving to offer
"North of the Expected" service to both our internal and external
customers. The right candidate will not only embrace this but also
help strengthen our service levels.
- Teamwork: Demonstrate ability to work independently and as part
of a team. Work cooperatively and effectively with others to -set
and achieve goals, help others, resolve problems, and make
decisions that enhance organizational effectiveness.WORK
ENVIRONMENT: -Must be able to routinely perform work indoors in
climate-controlled shared work area with minimal noise.PHYSICAL
DEMANDS:The physical demands described here are representative of
those that must be met by an employee to successfully perform the
essential functions of this job. Reasonable accommodations may be
made to enable individuals with disabilities to perform the
essential functions.While performing the duties of this job, the
employee is often required to: sit; use hands in repetitive motions
to finger, grasp, handle or feel; and talk or hear. The employee is
occasionally required to: stand; walk; and lift or reach with hands
and arms.Must be able to operate routine office equipment including
computer terminals and keyboards, telephones, copiers, facsimiles,
and calculators. Must be able to routinely perform work on computer
for an average of 6-8 hours per day, when necessary. Must be able
to work extended hours or travel off site whenever required or
requested by management. Must be capable of regular, reliable and
timely attendance. Must be capable of climbing / descending stairs
in an emergency situation.Specific lifting abilities required by
this job include: -Sedentary work. Exerting up to 10 pounds of
force occasionally and/or negligible amount of force frequently or
constantly to lift, carry, push, pull or otherwise move objects,
including the human body. Sedentary work involves sitting most of
the time. Jobs are sedentary if walking and standing are required
only occasionally and all other sedentary criteria are met.Specific
vision abilities required by this job include: The worker is
required to have close visual acuity to perform an activity such
as: preparing and analyzing data and figures; transcribing; viewing
a computer terminal; extensive reading; visual inspection involving
small defects, small parts, and/or operation/inspection of machines
and/or using measurement devices at distances close to the eyes.
What We OfferCOMPENSATION & BENEFITS:Salary is dependent upon
relevant experience. We offer an extensive benefits package that
includes, but is not limited to, flexible health coverage options:
medical/dental/vision (partially employer paid with competitive
premiums), health rewards program, possible employer contribution
to a Health Savings Account, Employee Assistance Program (EAP);
life insurance; 401K retirement plan with immediate vesting (up to
3% employer match, 3% automatic employer contribution, and profit
sharing); discounted banking products and services; paid
vacation/sick days, and paid holidays.COMPANY OVERVIEW:At Glacier
Bancorp, our employees are our most valuable asset. We seek
qualified individuals who enjoy people, are innovative and eager to
learn. We are dedicated to providing opportunities for personal
advancement and professional growth by investing in the tools and
training needed to build a personalized career path for you.Glacier
Bancorp, Inc. is a regional bank holding company headquartered in
Kalispell, Montana with assets greater than $11 billion, operating
in 15 bank divisions across 7 states (Montana, Idaho, Utah,
Washington, Wyoming, Colorado and Arizona). We pursue a community
banking philosophy, emphasizing personalized service combined with
the full resources of a large banking organization. Over the years,
Glacier Bancorp has received numerous awards for stability and
soundness, and has repeatedly ranked among the top 10% in the
nation for financial strength.We are an Equal Opportunity Employer
and qualified applicants or employees will receive consideration
for employment without regard to race, color, religion, national
origin, sex (including pregnancy), sexual orientation, gender
identity, mental or physical disability, genetic information,
protected veteran status, or any other category protected by
applicable federal, state or local laws.Glacier Bancorp, Inc. does
not sponsor applicants for work visas. All applicants must be
legally authorized to work in the US.No Recruiters or unsolicited
agency referrals please.
Keywords: Foothills Bank, Everett , Commercial Loan Officer, Other , Wenatchee, Washington
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